What will make my car insurance go up

Your car’s insurance rates may increase or decrease when there is a change to any of these risk factors Location. Insurers typically start by asking for your ZIP code because where you live is the start of most base rates. … Age. … Gender. … Marital status. … Driving experience. … Driving record. … Claims record. … Credit history. Read More »

How can I save on car insurance during Covid19

With less time on the road, there are opportunities to save With self-isolation and non-essential businesses temporarily closing to promote public safety and reduce the spread of the Coronavirus, you will likely be driving less over the coming weeks.  And with less time on the road, there’s potential to save your auto insurance policy.  Here are four ways you may be able ... Read More »

Does a car have to be in your name to insure it?

If you can prove an insurable interest, you can insure the vehicle, but that may be a difficult feat to achieve. Most insurance companies will want you to be named as a driver on the car rather than the owner of it. … You can always pay the insurance for the vehicle, even if you are not listed as driver. Read More »

Reason to Buy Vehicle Insurance

Motor vehicles, in the USA and many other countries, is designed to cover risk of financial liability or the loss of a motor vehicle the owner may face if their vehicle is involved in a collision resulting in property or physical damages. Most states require a motor vehicle owner to carry some minimum level of liability insurance. States that do ... Read More »

Do not attempt to drive your car without coverage

According to the government, driving is a privilege and not a necessity. Sadly, it is an essential need for many people who live in areas that are more rural and rely on driving as the only means of transportation. With the exception of New Hampshire, all states require drivers to carry some form of assurance or financial proof in order ... Read More »

Why bother to insure my car

OK EVERYONE WHY BOTHER TO INSURE MY CAR Without compulsory motor insurance, the decision to buy car insurance  is left to the individual driver. Many people think that their driving is safe enough, or that they don’t drive often enough or have a nice enough car to bother with vehicle insurance. However it doesn’t matter how good a driver you ... Read More »

Liability Insurance

Liability insurance covers the other car if you have an accident and you are at fault. Liability insurance is required by law in most states, so you must carry this coverage if you own and operate a motor vehicle. Each state will have a specified amount of coverage that you must purchase, so always know the laws where you reside. ... Read More »

Do you have to have insurance to drive somebody else’s car?

Anytime you are going to drive, whether the car is yours or someone else’s, you will need to be covered by car insurance. The car insurance can be your own, you can be covered by someone else’s policy, or you can buy non-owner’s car insurance. Whatever you do, make sure you are insured somehow before driving any car. Finally, make sure you have insurance before driving someone else’s car or vehicle. Read More »

CDW Insurance

  What does CDW really cover? Collision Damage Waiver (CDW or LDW in the US) does not equate to comprehensive car insurance as we know it in Australia – even when it is advertised as “fully comprehensive”. A waiver is a contractual term where the rental company waives its right to claim compensation from the customer for damage to the ... Read More »

Flood damaged vehicle advice

Flood damaged vehicle advice Modern vehicles can handle a wide range of operating conditions, but if the water has reached the lower levels of the doors do not attempt to drive it until a mechanic has checked it. Water in the components such as transmissions can quickly lead to expensive failures. Water in the cabin area can affect electrical systems ... Read More »